How do you prepare to make a Personal Injury Claim?
If you’re intending to make a claim for your personal injury, you should need to do the following:
- If the injury resulted from a road accident, lodge a Police Report and report it to your insurance company.
- If the injury resulted from an accident at work, notify your employer and make sure that the accident is recorded and noted down officially.
- Report the injury to your doctor if it becomes more serious. If you later go to Court to get compensation for the injury, the doctor will be asked to provide a medical report.
- Gathering evidence about the accident and injuries. For example, it can be useful to take photographs of the
scene of an accident and the cause of injury. You must also, if possible, write an account of the incident while
details are still fresh in your mind. If there are witnesses, you should make a note of their names and addresses.
- Keeping copies of all relevant documents (e.g. Receipts and medical reports).
If you’ve had an accident or suffered an injury you might be able to get an explanation of what went wrong and to receive an apology. In some cases, there can be an official complaints procedure, however, these can be very time consuming and may only result in an apology. If you’ve suffered a personal injury and you also want compensation, you should be aware that there are time limits for taking legal action and going through a complaint procedure may sometimes delay matters.
The main way to get compensation for a personal injury is to make a Civil Claim against the person responsible.
If you’ve suffered a personal injury you can be able to claim 2 types of compensation, General Damages and Special Damages.
General Damages are paid as compensation for an injury, for example, a payment for pain and suffering or loss of future earnings. The Court will decide on the amount to be paid.
Special Damages are paid as compensation for actual financial loss caused by the accident up to the date of the hearing.
These can include damage to clothing or other belongings, the costs of care, travel costs to hospital, medical expenses (including the cost of private treatment) and the cost of hiring and/or repairing a car if it has been damaged in the accident.
If a Court decides that you were partly to blame for the accident, it may reduce the amount of damages you receive.
An example of this would be if you were not wearing a seat belt when you were involved in a traffic accident.
So there you have it, some basic information on how to prepare to make a Personal Injuries Claim.